Borderless Wallet

A borderless wallet that lets users store, send, and receive money across multiple currencies in one seamless experience

Industry

Finance - Fintech

Scope of work

Product Design (Product, Brand & Identity)

Duration

6 months

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WHAT THIS WAS

A fintech product originally built for saving, storing, and sending crypto assets that later pivoted into a borderless wallet — enabling users to send and receive money across five supported currencies as seamlessly as local bank transfers.

I was the sole product designer, responsible for: - Product UX and system decisions - Full rebrand and visual identity - Mobile app design - Internal admin and operations dashboard

The Pivot That Defined the Product

As market realities shifted, crypto-first positioning became a liability rather than a strength. The product pivoted to cross-border money movement, with a clear mandate: Make international transfers feel as familiar and trustworthy as local bank transfers. This required more than feature changes, it required a fundamental reorientation of product and brand.

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INSIGHTS

Key Design Decisions (and Why They Mattered)

1. Designing for Familiarity Over Novelty Rather than leaning into “fintech innovation,” I deliberately modeled core flows after local bank transfer mental models users already trusted. This reduced friction, improved comprehension, and lowered perceived risk, especially for users moving money across borders.

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Portfolio project image
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insights

2. Rebranding for Trust, Not Hype I led a full rebrand to move away from crypto aesthetics. The new identity was intentionally: Soft, Clean, Lightweight, Transparent This positioned the product as reliable and approachable for both: Local users and Diaspora users sending money home Brand became a trust mechanism, not decoration.

3. Unifying Multi-Currency Complexity Into One Experience Supporting multiple countries and currencies introduced operational and UX complexity. The design focus was to hide complexity behind a simple, consistent interaction model, so sending money across borders felt no different than sending it locally. This required strong opinionated decisions around hierarchy, defaults, and abstraction.

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Designing the Admin System as a Product

Beyond the mobile app, I designed the internal back-office platform used by administrators to: - Monitor transactions - Track key metrics - Manage operational oversight This ensured product decisions were supported by visibility, governance, and scale.

Why This Project Matters

It was about: - Leading a product pivot under real constraints - Designing trust across borders :) - Aligning product, brand, and operations into one system It reflected how I work at a Staff / Lead level: Owning decisions end-to-end and designing products that feel obvious. Even when the complexity behind them isn’t.

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Harold Ajagu

Senior Multidisciplinary Designer

Get in touch and let’s turn ideas into tangible reality

Transforming ideas into reality

© Harold Ajagu 2025 | All Rights Reserved

Created by

Kilifi

Kilifi

Harold Ajagu

Senior Multidisciplinary Designer

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Get in touch and let’s turn ideas into tangible reality

Transforming ideas into reality

© Harold Ajagu 2025 | All Rights Reserved

Get in touch and let’s turn ideas into tangible reality

Transforming ideas into reality

Harold Ajagu

Senior Multidisciplinary Designer

hello@haroldajagu.com
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Behance icon
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© Harold Ajagu 2025 | All Rights Reserved